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16 September 2026
Does your asset protection structure really protect your assets?
For decades, Australian business owners have relied on a standard blueprint to protect their most valuable assets: splitting their business into two entities. Under this structure, an Asset Owner (a holding company) owns the expensive machinery, vehicles, or equipment, while an Operating/Trading Entity leases those assets to run the day-to-day business. The goal was simple—if the trading entity encountered financial trouble or was sued, the valuable assets remained safe in the holding company because the trading entity didn’t “own” them. The Personal Property Securities Act 2009 (PPSA) The Personal Property Securities Act 2009 (PPSA) fundamentally changed this equation. Under the...

24 August 2026
Understanding How Economic Sentiment Impacts Your Bottom Line
Your business doesn’t operate in isolation. The wider economic environment can influence how your customers spend, how lenders assess risk and how confident you feel about investing, borrowing and planning for growth and change. This is where economic sentiment can provide useful context. By understanding shifts in consumer confidence, business confidence and broader market conditions, you can make more informed decisions about your finances, operations and future plans. For business owners, understanding these shifts can provide valuable context when making financial and operational decisions. What is Economic Sentiment? Economic sentiment reflects how businesses and consumers perceive the current economy and...

17 August 2026
Commercial Property Finance: What Businesses Should Consider Before Approaching a Lender
Commercial property lending remains active despite a more restrictive borrowing environment. New ABS data shows the value of new business loan commitments for property purchases reached $27.2 billion in the June 2026 quarter, up 4.4% from the previous quarter and 18.9% compared with a year earlier. For businesses considering purchasing their own premises, acquiring an investment property or funding a broader expansion, that activity is a useful reminder that opportunities are still being pursued. But securing commercial property finance involves more than finding a competitive interest rate. The purpose of the property, the strength of the business, available security, cash...

19 July 2026
Carbon Footprint Data Requests Are Hitting WA Suppliers: How to Respond and Win Work
If you supply the resources sector in Western Australia, there’s a good chance you’ve received a request for carbon footprint data. A major mining or energy client, or one of their procurement platforms, asking for your emissions data, your energy use, your fuel records. Often with a short deadline and a questionnaire that makes little sense when it arrives out of the blue. It can feel like an unreasonable ask. You’re a crane hire company, a maintenance contractor, a transport operator, not a listed miner. Why is their reporting suddenly your problem? Here’s the short answer: it isn’t going away,...
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