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Business Loans Australia

Business loan brokers Noel & Bianca sitting at a table looking through a file.

Trusted Australian business loan brokers

At Ledge, we facilitate long and short-term business loans to businesses in Perth WA and across Australia to help manage cash flow, purchase new assets and grow their business.

Over the years, our business has grown to cover all your business finance requirements, including business loans for Australian clients spanning many different industries.

As a specialist business loan broker, we focus on securing the best business loans for our clients. Our strong relationships with various banks and non-bank lenders enable us to offer a broad range of flexible business loans at highly competitive interest rates.

Contact us today to learn more about how we can facilitate your next business loan.

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Why partner with Ledge for your next business loan?

At Ledge, we understand the complexities of securing finance for your business.

As experienced business loan brokers, we streamline the process by connecting you with the most suitable lenders for your unique needs.

With our extensive network and industry expertise, we negotiate competitive terms and rates on your behalf to save you both time and money.

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Craig, a business loan broker, working on his laptop at Ledge Finance.

Facilitating business loans with a purpose

For us, investing time to get to know you and your business – including its current state, your future strategy and why you want to apply for a business loan – is important. That way, we’ll be well-equipped to deliver a business loan solution best suited to your unique needs.

To do this, we’ll sit down with you to perform a detailed analysis of your business, asking a number of questions and looking at your internal systems and processes. We’ll then provide a commercial finance solution that fits your business’s growth strategy requirements.

Isaac Hough standing with a Ledge client and talking.

Providing business loans to small, corporate and commercial businesses

While we have traditionally forged a reputation as one of Australia’s most trusted small business loan companies, we have also become a prominent player in the corporate and commercial space.

We provide solutions in varying market spaces – from one-person start-ups and high-net-worth or long-standing businesses to publicly listed, high-end corporate clients.

We have partnered with many of our clients throughout their entire business journey, from securing a start-up business loan to becoming a successful business, with some even listing on the ASX and on from there.

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Contact Australia’s trusted business loan brokers

Whether you’re seeking a loan to buy a business or you need an unsecured business loan to increase your current shareholding or to expand your company, the team at Ledge Finance can help.

We are specialist business loan brokers based in Western Australia, with offices in Perth and Kalgoorlie. We partner with businesses Australia-wide to secure their business growth.

Contact us today to see how we can assist your business through various lending solutions to suit your business requirements.

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FAQs about business loans

Below are some frequently asked questions our team gets asked about business loans.

A secured business loan is secured by using a piece of collateral, such as property, that is used as security for the lender.

An unsecured business loan, on the other hand, does not require collateral.

When you partner with Ledge, we compare business loans and provide you with options so you get all the information and can make an informed decision.

Standard documents required for a large or small business loan application include:

  • business financial statements (such as balance sheets and income statements),
  • business tax returns,
  • personal financial statements,
  • business plans,
  • ATO Portals.
  • legal documents (like business licenses and articles of incorporation), and
  • any other relevant financial information.

Learn more on how to apply for a business loan.

The eligibility criteria for small business loans vary depending on the lender and the type of loan.

Typically, lenders consider factors such as the business's creditworthiness, business revenue, balance sheet strength, time in operation, business plan, and the borrower's credit history.

A short-term business loan is a type of financing designed to provide businesses with relatively quick access to capital for immediate needs or short-term projects. These loans typically have shorter repayment periods compared to traditional business loans.

 

More questions? Contact us