Business loans for Australian businesses
At Ledge, we facilitate long and short-term business loans to businesses across Western Australia and Australia-wide to help manage cash flow, purchase new assets and grow their business.
Over the years, our business has grown to cover all your business finance requirements, including business loans for Australian clients spanning many different industries.
As specialist business loan brokers, our core focus is to secure the best business loans for our clients. Our strong relationships with various banks and non-bank lenders enable us to offer a broad range of flexible business loans at highly competitive interest rates. Contact us today to learn more about how we can facilitate your next business loan.
Facilitating business loans with a purpose
To enable us to assist with debt or finance requirements, we take the time to gain a deeper understanding of our client and why they want to apply for a business loan.
For us, it’s important to invest time in improving our knowledge of the business itself, its current position and future strategy. So, we are well-equipped to deliver a business loan solution that is best suited to the client’s unique requirements.
We do this by performing a detailed analysis of the business, asking a number of business loan requirement-related questions, and looking at the internal systems and processes. We then provide a commercial finance solution that fits the business’s growth strategy needs and requirements.
Providing business loans to small, corporate and commercial businesses
While we have traditionally forged a reputation as one of Australia’s most trusted small business loan companies, we have become a prominent player in the corporate and commercial space.
We provide solutions in varying market spaces, from one-person start-ups and high-net-worth or long-standing businesses, to publicly listed, high-end corporate clients.
We have partnered with many of our clients throughout their entire business journey, from start-up to becoming a successful business, some even listing on the ASX and on from there.
Partner with Ledge for your next business loan
Whether you are seeking a loan to buy a business or would like an unsecured business loan to increase your current shareholding or to expand your company, the team at Ledge Finance can help.
Contact us today to see how we can assist your business growth through varying types of lending solutions to suit your business requirements.
FAQs about business loans
Below are some frequently asked questions our team gets asked about business loans.
How much you can borrow depends on the lender, the business loan product they offer and how your application is assessed. When you approach Ledge, we look at a number of things, including your working capital position and projected cash flow of the business. This enables a clear assessment of how much you need to borrow and what lenders will be best suited to you. Speak to your Ledge Finance Executive to apply for a business loan today.
The difference between a secured and unsecured business loan is that a secured business loan is simply secured by using a piece of collateral, such as a vehicle or property, and is used as a guarantee for the lender. Conversely, an unsecured business loan does not require collateral.
Yes, you can get a business loan with no deposit. A secured business loan does require a piece of collateral, but an unsecured loan does not require any collateral.
Business loan interest rates are constantly changing and vary between business loan providers, the loan amount and the type of loan you require. When you partner with Ledge, we compare business loans and provide you with the options, so you get all the information and the final say in the option you choose.