14 July 2023
Emerging Markets to Watch in the New Financial Year
The Australian investment landscape is no stranger to change, innovation, and growth. As the Australian economy continues to mature, it has the unique advantage of observing, influencing, and being part of various emerging markets. From digital technologies and health tech to agriculture and renewable energy, the horizon of local emerging markets is as vast as our Australian continent itself. While certain emerging markets can involve some risk due to commonly being a new market, or seeing large fluctuations due to the recent global health events, with enough research and understanding there is a big potential for investors and new business...
19 June 2023
Understanding the E in ESG: Environmental Considerations for Your Business
In today’s rapidly changing business landscape, environmental sustainability has become a key consideration for companies worldwide. As investors and stakeholders increasingly prioritise environmental impact, understanding the “E” in ESG (Environmental, Social, and Governance) is crucial for businesses looking to thrive in the long term. Let’s explore the significance of the “E” in ESG, why it should matter to your business, and how you can integrate environmental considerations into your operations and decision-making processes. What is ESG? Firstly, let’s recap what ESG is. ESG refers to the three central pillars of sustainable investing: environmental, social, and governance. These pillars are non-financial...
22 May 2023
What is Working Capital? And How Can Working Capital Finance Benefit Your Business?
You may be familiar with the term ‘working capital,’ but what does it really mean, and how can it impact your business’s financial stability? In brief, ‘working capital’ is a financial metric that reflects a company’s operational efficiency and short-term financial health. Sufficient working capital is crucial for any business to maintain operations and grow revenue. However, not every business has the necessary funds available to cover these costs at any point in time – and that’s where working capital finance can prove an effective solution. Let’s delve into the intricacies of working capital and explore the potential benefits and...
21 May 2023
WA State Budget Summary: The Key Takeaways for Businesses
The announcement of the 2023-24 WA State Budget has confirmed that the WA economy remains strong and resilient whilst highlighting the risks ahead due to the challenges associated with interest rates and the global economy. We delve into the key takeaways from the Western Australian State Budget – and what these mean for local businesses. WA State Budget Breakdown WA economic forecast WA’s economy is expected to grow by 4.25% in 2022-23. If achieved, it will be the strongest growth rate since 2013-14. Growth is forecast to decrease in the coming years, reaching 1.5% at the end of the...
15 May 2023
Australian Federal Budget 2023-24 Recap for Business Owners
Now that the ink has dried on last week’s Australian Federal Budget, which was largely focused on alleviating cost-of-living pressures across the nation, we can evaluate what this means for businesses. Here is a summary of the key the Federal Budget announcements impacting business owners. Australian Federal Budget Summary for Business Owners: Small Business Instant Asset Write Off: $20,000 threshold for 2023–2024 Temporary Full Expensing will end on 30 June 2023. From 1 July 2023 to 30 June 2024, the Government will temporarily increase the instant asset write-off threshold to $20,000 for small businesses with an aggregated turnover of less...
26 April 2023
ESG & Increasing Regulator Focus on Greenwashing
Environmental, social, and governance (ESG) factors have become an increasingly important consideration for investors and regulators as awareness of climate change and other sustainability issues grows. ESG factors are are non-financial factors that investors and lenders use to identify material risks and growth opportunities and include the following, and are core to an organisation’s strategy and operations. However, with the rise of ESG, there comes an increased focus on greenwashing. In Australia, the ACCC and ASIC are working together to address greenwashing or misrepresenting a company’s environmental credentials. What is greenwashing? Greenwashing is the act of making false or misleading...
13 April 2023
Building a Positive Workplace Culture
How to Improve Your Culture and Boost Productivity
3 April 2023
Ledge Opens Kalgoorlie Office
Our big news – we are excited to announce the opening of our new office in Kalgoorlie. We have a longstanding relationship with businesses that have a presence or are located in and around the Kalgoorlie-Boulder area. We have therefore taken the decision to open a Ledge office in Kalgoorlie. Located at Suite 8, 28 Cheetham Street, Kalgoorlie, our expanded presence will enable us to more closely support the local and surrounding areas’ business community. To learn more and arrange a meeting to discuss your business financing structure or loan requirements, contact Ledge Finance Executive Jacob McDonald at 0407 925 999 or email@example.com.
15 March 2023
Western Australia’s Economic Outlook for 2023
Strong Despite Challenges and Opportunities for Growth in Emerging Industries