Debt Advisory Services

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Debt Advisory for Australian Businesses

Helping businesses unlock opportunities with expert debt advisory services

Our debt advisory services are designed to help businesses navigate change, manage risk, and secure new opportunities.

Whether you’re exploring a business acquisition, looking to refinance, consolidate your debt, or navigate a company restructure including to accomodate succession planning, our team provides independent, strategic guidance backed by decades of experience and strong relationships across the finance sector.

Our clients have confidence in our ability to deliver:
  • Practical, strategic lending advice
  • Clear and unbiased debt advisory solutions
  • Tailored funding solutions
  • Long-standing relationships across the finance industry
  • Advocacy and execution from start to finish

Our Debt Advisory Services

We provide comprehensive business debt advisory services designed to support your organisation at every stage of its financial journey.

  • Advisory support to assess business health and future opportunities and help you to make informed decisions.
  • Tailored guidance and finance solutions for business growth, restructuring, mergers and acquisitions.
  • Strategic debt refinancing and consolidation: optimising capital structures to manage financial risk and improve cash flow.
  • Succession planning support: ensuring a seamless transition of ownership or leadership, maintaining business continuity and long-term stability.

 

 

  • Exit strategies: guiding businesses through ownership transitions with expert guidance that supports a smooth, well-planned exit process.
  • Crisis and turnaround support: providing expert assistance in distressed situations to stabilise operations and restore financial health.
  • Equipment and asset funding pathways: providing flexible funding options to support investment in essential .
  • Pre-deal due diligence support: performing a risk analysis and providing key financial insights to help clients make informed decisions before committing to major transactions or investments.
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Our Process

We take a personalised approach.

Our debt advisory team will work closely with your tax, legal, and accounting advisors to ensure your financial strategy aligns with your goals.

Understanding Your Business

We take the time to understand your operations, growth plans, financial position, and business structure.

Strategic Review

Debt management is important to support stability and long-term growth. Our team will work with you to help you understand your current debt arrangements, funding needs, and potential risks, to identify a strategic path forward.

Tailored Recommendations

Our business debt advisory services are tailored to your unique situation. You’ll receive clear, practical insights into how to optimise your capital structure and access funding aligned with your goals.

Supporting Implementation

Receive expert guidance for a smooth, well-planned transaction. We work closely with your team and external advisors to help secure the right finance solutions and guide you through the transaction.

Ongoing Support

From pre-purchase to post-acquisition, our team provide end-to-end debt advisory services that support you throughout the entire transaction lifecycle.

If you are looking for a debt advisory firm that is dedicated to your success, contact Ledge Finance today.

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Who We Work With

We support a diverse range of SMEs and mid-tier businesses across various industries in Australia, as well as family-owned businesses navigating succession and generational transitions.

Industries include:
  • Mining and resources
  • Engineering and construction
  • Agriculture and agribusiness
  • Infrastructure and transport
  • Manufacturing
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Case Study: Debt Advisory for a Complex Business Acquisition

Ledge recently supported a long-term client in seeking strategic guidance on the potential acquisition of another business, which involved a range of complexities.

Our client sought a clear and unbiased assessment of the opportunity and its commercial implications. This included an evaluation of the target company’s financial position, strengths, weaknesses, and potential risks, as well as determining the best structure for the potential transaction.

We provided a comprehensive discussion paper that offered an in-depth analysis of the target company and presented a clear, actionable framework to guide them through their decision-making process.

Key areas of focus included:

  • Commercial Positioning: Analysing the target business’s geographical footprint and market position.
  • Strategic Benefits: Identifying potential commercial advantages, synergies, and key discussion points for consideration.
  • Asset Evaluation: Reviewing existing assets, including age, value, and commercial viability.
  • Financial Commitments: Assessing current obligations, facility covenants, loan terms and conditions, and potential future liabilities.
  • Risk Analysis: Highlighting the key tax, legal, and commercial implications of the proposed purchase.
  • Financial Insights: Providing a detailed financial analysis matrix, including retrospective and forward-looking data on income, debt, costs, EBITDA, and balance sheet strengths and weaknesses.
  • Deal Structuring: Outlining potential deal structures and approaches for transferring or acquiring new assets.

How we helped

By conducting an impartial analysis into the business and developing a tailored finance strategy, we supported them to:

  • Make informed decisions based on a clear understanding of the proposed acquisition’s commercial and financial implications, strengths, and weaknesses.
  • Engage effectively with their legal, tax, and financial stakeholders.
  • Identify and mitigate potential risks before proceeding with the acquisition.
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Why Choose Ledge Finance for Debt Advisory?

The team at Ledge Finance bridges the gap between finance, legal and tax advisors to deliver seamless commercial finance and debt advisory solutions.

With over 40 years of experience across various industries throughout Australia, we offer practical and unbiased guidance tailored to your business needs.

Our client-centric and tailored approach means your goals drive our solutions, and we provide personalised support at every step. We also ensure seamless coordination between your legal, tax, and financial advisors.

Our debt management services are cost-effective and include clear, actionable recommendations.

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Let's Talk

Whether you’re planning an acquisition, navigating financial complexities, or exploring future growth opportunities, we are here to guide you through every stage of the process.

Contact us today to discover how our corporate debt advisory services can help you achieve your business objectives.

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Debt Advisory Service FAQs

Here are some of the most frequently asked questions about our debt advisory services.

A debt advisor is a financial professional who provides advice on managing, structuring, and optimising debt to achieve your financial goals. They take the time to understand your business, enabling you to make more informed decisions around borrowing, refinancing, and risk management.

By developing tailored strategies, a debt advisor helps improve cash flow, reduce costs, and position your business for sustainable growth.

Debt advisory provides strategic guidance on managing debt to raise capital and support your business goals. Whether you're buying, selling, or funding a business, debt advisory can help you secure new debt, restructure existing facilities, and negotiate effectively with lenders.

A business debt advisor helps you to understand, manage, and optimise your debt to secure the capital needed to achieve your goals. They work closely with you to structure, refinance, or reduce debt, while assessing potential risks and available funding options.