Samples processing in lab. Ledge Finance can help with medical equipment financing solutions.

Medical Loans Australia

Specialist finance for health and medical professionals

Ledge Finance is one of the leading medical finance companies in Australia. We specialise in providing finance for medical professionals, including allied health businesses, healthcare workers and those with their own private practice.

Samples processing in lab. Ledge Finance can help with medical equipment financing solutions.

Medical Equipment Finance

As one of Australia’s leading medical equipment finance companies, Ledge Finance specialises in providing a variety of funding solutions to support you in establishing, upgrading, or expanding your operational practice.

If you need new medical equipment, financing solutions are available to help you free up your cash flow for other aspects of your health or medical practice.

We source finance on competitive terms and conditions, and in most cases, can secure funding solely based on the value of the asset being acquired.

A range of business loans for medical professionals are available, many of which allow you to make lower repayments during the first few years.

Contact us to learn more about the eligibility criteria and to see how we can assist you in securing the right medical equipment loan for your needs.

Types of assets and medical equipment you can finance:
  • Radiology
  • Imaging
  • Diagnostics
  • Treatment
  • Life support
  • Portable emergency
  • Dentistry
  • Other technology
  • Surgical
  • Testing
  • Computers
  • Monitoring
  • Surgery and office fit-outs
  • Solar and battery projects
  • Motor vehicles and buses

Peel Orthodontics Practice Expansion

Peel Orthodontics is an orthodontic practice located in Greenfields, near Perth WA.

Ledge partnered with them to secure a customised financing solution for the expansion of their practice and the additional medical equipment needed.

Here’s Dr. Ash Patel from Peel Orthodontics to share how Ledge supported his business growth.

Medical practice operating room. Ledge Finance can help with medical practice financing

Medical Practice Loans and Financing

As specialist medical finance brokers, we provide a range of business loans to medical practices throughout Perth and across Australia.

Our medical practice financing includes:

  • Medical practice acquisition loans
  • Medical centre start-up loans
  • Loans for clinic expansion
  • Commercial property loans for medical practices
  • Fit-out loans for medical practices

Establishing a practice, relocating to new premises, or expanding an existing practice is never easy. The expenses can quickly add up – from purchasing new equipment and managing the move, to hiring additional staff.

At Ledge, we offer bespoke medical practice finance solutions aligned with your current needs and growth objectives. We’ll work on your behalf to secure competitive terms and rates, ensuring your finance is structured appropriately, with the right level of gearing and protection.

Whether you need a loan to start a medical practice, or you want to expand your current practice, contact us to explore the available finance options.

Cash Flow Finance

A number of challenges can arise when it comes to growing your medical practice, and managing your cash flow is just one of them.

At Ledge Finance, we specialise in cash flow finance for medical professionals – helping you to manage cash flow fluctuations and retain the working capital needed for day-to-day operations.

Our industry expertise and extensive lender network give us the reach and insight to source favourable and flexible finance solutions (including cash flow / debtor funding) suited to your practice and circumstances.

Get in touch to learn how you can easily manage your cash flow through our various medical business loans.

Birds eye view of health professional on laptop. Ledge Finance is here to help with any personal or professional loans for medical professionals.

Personal Finance

Ledge Finance facilitates personal loans for medical professionals, with a broad range of lending options to suit your needs.

Whether you’re purchasing a new home, refinancing an existing loan, or seeking finance for a major personal expense, through our trusted lender network we can secure favourable rates and terms on your behalf.

If you’re a doctor or medical specialist looking for favourable financial outcomes, contact us today to explore the options available.

Property Lending

Ledge Finance is here to help with all your property loan needs, whether residential or commercial – personal or business.

We can custom design a property finance solution to suit your individual circumstances, including variable loans, fixed-rate loans, or a combination of both.

If you’re a medical professional, get in touch to learn how Ledge Finance can assist with your property lending.

Beautifully designed home architecture. Ledge Finance can help with home loan financing solutions.

Home Loans

Our partners at Ledge Home Loans specialise in home loans for medical professionals.

We’re here to help you compare home loans and find the most suitable option for your unique situation. We offer personalised service and expert guidance to ensure the process is simple and stress-free.

We provide a range of flexible options, including fixed-rate loans, variable-rate loans, or a combination of both.

Our understanding of the market and relationships with over 60 lenders allows us to create customised solutions that best meet your needs – at competitive rates.

Get in touch to find out how we can assist you in reviewing or refinancing your existing home loan, or sourcing new home loan finance.

Partner with Ledge for your Medical Finance Needs

For more than 40 years, Ledge Finance has been recognised as one of Australia’s most trusted medical loan companies – and the leading provider of medical finance in Perth.

We leverage our long-standing relationships with financial institutions (banks/lenders) to secure tailored loans with competitive rates and favourable terms for our clients.

Whether you need medical equipment finance, medical practice finance, cash flow funding, or personal finance, we can help you identify the most suitable financial instruments for your needs.

Ledge Finance Finance Executive Team 2025

Our Team of Medical Finance Brokers

As specialist loan brokers for the medical industry, we understand that healthcare and medical professionals often have funding requirements that differ from those of other businesses.

Our team works with medical practitioners, specialists, practice owners and healthcare operators seeking finance for purposes such as practice acquisition, fit-outs, medical equipment, property and business expansion.

We take the time to understand the structure of your practice, the purpose of the funding and your broader financial position. Drawing on our commercial finance experience and relationships with lenders in the health and medical sector, we then explore and structure options suited to those circumstances.

From the initial discussion through to documentation and settlement, our team provides clear communication and a well-coordinated process. We also remain available as your practice and funding needs evolve.

Contact Ledge and discover why we’re one of the most trusted medical finance brokers in Australia.

FAQs About Medical Finance in Australia

Here are some of the most common questions our medical finance loan brokers get asked about finance for medical professionals.

You can finance a wide range of medical equipment. Some common examples include:

  • Radiology
  • Imaging
  • Diagnostics
  • Treatment
  • Monitoring
  • Dentistry
  • Surgical
  • Testing
  • Computers
  • Life support
  • Portable emergency
  • Surgery and office fit-outs
  • Solar and battery projects
  • Motor vehicles

Many other types of equipment can be financed. To learn more, contact a Ledge Finance Executive today.

Financing medical equipment offers several benefits. Some of the most common include:

  • Spreading the cost of the equipment over time
  • Freeing up cash flow
  • Avoiding a significant upfront expense

Securing a business loan for a medical clinic starts with understanding how much funding you need and what it will be used for.

Funding may be required for a range of purposes – from practice acquisitions and property purchases, to fit-outs, equipment and working capital.

Lenders will typically assess your overall financial position, business performance, borrowing requirements and existing commitments to determine your eligibility for finance.

At Ledge Finance, we can help you explore your options and compare suitable lenders based on your circumstances, including the amount required, loan term and repayment structure.

View our comprehensive guide to learn how to apply for a business loan.

Alternatively, get in touch with the Ledge team and discover how our medical business finance brokers can help you understand your financing options and find the right solution for your needs.

A secured loan uses the equipment or another asset as security, reducing the lender’s risk if the loan isn’t repaid. This can result in lower interest rates or higher borrowing limits.

An unsecured loan doesn’t require an asset as security, which gives you more flexibility, but you may face higher interest rates or stricter lending criteria.

Learn more in our article on secured and unsecured loan options.