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Business Financing

Finance Solutions for All Your Business Needs

Ledge Finance have been providing customised business financing solutions to clients in Perth and across Australia for over 40 years.

With reliable solutions, competitive rates and an unmatched commitment to customer service, we have become one of the most trusted finance business partners in Western Australia.

Our primary focus is assisting with corporate, commercial and small business finance. This incorporates a number of different needs for a business, whether it is working capital finance, business asset finance, finance for acquisition or expansion, insurance premium funding, or equipment finance. It also includes short-term business finance, as well as long-term financing strategies. In simple terms – any debt that is associated with a business is where Ledge can help.

In order to assist you with your debt or finance requirement, our business finance specialists will firstly need to gain a deeper understanding of your vision and goals, the business itself, its current position and the future strategy.

We do this by performing a detailed analysis of the business, looking at the internal systems and processes. Once the analysis is complete, we provide business finance solutions that fit the organisation’s specific needs and requirements.

Ledge’s complete suite of business and commercial finance products include:

To learn more about our complete range of business and commercial finance products, contact us here.

SME, Corporate & Commercial Loans

At Ledge, we facilitate a broad range of lending solutions for a range of clients.

Please visit our ‘Business Loans’ page for more information on how we can assist you.

Insurance Premium Funding

We provide a range of insurance premium funding solutions to clients across Australia.

Please visit our ‘Insurance Premium Funding’ page for more information on how we can assist you.

Cash Flow Finance

When it comes to growing your business, there are many challenges along the way and managing your cash flow is one of them.

Creating compelling, value adding products and services and funding stocks and supplies are just a few of the issues you may face, and we understand that banks are often unable to provide finance solutions that meet your business’s growth needs.

There are facilities available to support these growth strategies, including cash flow finance/debtor funding solutions.

Our business finance brokers based in Perth will be able to explain how you can easily manage your cash flow through varying cash flow finance solutions that suit your business’s needs.

Get in touch to see how you can easily manage your cash flow through varying solutions that suit your business’s needs.

Surety Bonds

A Surety Bond is a viable alternative to bank guarantees or level of credit, which is alternatively improving the level of liquidity of your business by freeing up bank lines for other possible banking requirements.

Having a Surety Bond doesn’t just free up capital, it frees up security and uses the business’s balance sheet strength, as opposed to property equity or dollar-for-dollar cash.

Most businesses that require a bond or bank guarantee are mainly those in the contracting industry, but the product can be used in a number of industries, including:

  • Construction
  • Engineering
  • Energy
  • Project finance deals
  • Infrastructure
  • Telecommunications
  • Support Services
  • Transportation
  • All other sectors with a bond requirement (other than financial guarantee)

If you don’t want to tie up equity or cash which could be used in the business, talk to us to see if you qualify for a surety bond. It is a great product to help growing businesses.

Get in touch to speak to one of our Finance Executives about how your business may benefit from Surety Bonds.

Funding of Significant Change in Business

If you are a business owner and you are looking to grow it is crucial that you identify the right company to grow with and secure the appropriate funding.

Funding of significant change in your business is usually a complex mission with various alternatives available to finance, hence requiring thorough planning.

At Ledge, financing business growth is our area of expertise and we partner with businesses to provide funding and finance solutions for:

  • Management buy-ins and buy-outs
  • Buy-out of existing shareholders
  • Shareholder exits
  • Merger and acquisition finance of synergistic businesses
  • Capital raising
  • and many more.

We work with you to source the necessary funding to suit your individual circumstances.

Get in touch to find out more on how funding of significant change in business can help drive your growth.

Banking Facilities

Transactional banking facilities are a requirement for any business. Whether it be for their-day-to-day main trading bank account, cash management account, merchant facilities or payments, online banking solutions or international trade solutions.

Some businesses just need a trading account, whereas other businesses require a trading account coupled with online banking and then merchant facilities to allow their client to pay by credit card.

At Ledge, we can assist with your banking facilities in conjunction with your debt facilities and ensure they are tailored to the requirements of your business.

Ledge has access to the commercial, corporate and institutional areas of the bank and we position our client’s business and requirements into the appropriate area. They are given a personal transactional banking facility specialist which ensures that they receive the required level of service.

For more information on banking facilities contact us and we will be happy to assist.