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Beyond Wealth: Discovering Purpose in Family Business Succession

In family enterprises, financial security often comes early. But once survival isn’t the goal, a deeper question emerges. In many family enterprises, financial security is a given. The business has succeeded, the next generation is stepping up, and survival is no longer the daily concern it once was. But when the pressure to survive fades, a new—and often unfamiliar—question emerges: What truly drives us now? This moment isn’t a crisis—it’s an opening. When basic needs are met, families have a rare opportunity to explore purpose from a place of abundance rather than urgency. It’s a time to step back and...

Surety Bonds Explained: A Smarter Alternative to Bank Guarantees

Surety Bonds Explained If your business regularly tenders for projects, you’ll know that providing security to demonstrate you can meet your contractual obligations is essential. Traditionally, this has meant tying up cash or property to secure a bank guarantee — locking away valuable resources that could otherwise fuel growth. But there’s another option: surety bonds. Surety bonds provide the same unconditional, on-demand guarantee as a bank guarantee, but without requiring cash collateral or property security. That means you can free up working capital, reduce debt, and confidently tender for larger projects. For businesses with ambitious growth plans, and subject to...

Succession Planning in Family Businesses: Honouring Talent & Preserving Relationships

Succession in family enterprises is rarely straightforward It can involve navigating a complex web of emotional, relational, and strategic factors. While founders often carry deep passion and vision for their business, this energy and clarity doesn’t always transfer seamlessly to the next generation. Sometimes, one heir stands out as a clear successor – driven, capable, ready to step up into leadership. But what happens when talent emerges unevenly among potential successors? Families face a delicate balancing act. How to honour and recognise individual aptitude and qualities without damaging the underlying relationships that hold the family unit together. Choosing a successor...

Forecast: $25 Billion Per Year WA Civil Construction Market by 2035

The new WA Civil Infrastructure 10 Year Outlook report, commissioned by the Civil Contractors Federation Western Australia (CCF WA) and written by Oxford Economics, highlights a $208 billion pipeline of civil construction work ahead in WA over the next decade. This independent assessment provides valuable insight to assist CCF WA Members with strategic investment, planning, and resource allocation, while also strengthening CCF WA’s advocacy to Government. Key Findings from the Report Current Activity: Civil construction activity in WA grew 15% in FY2025 to $18.2 billion, driven by increases in electricity, water, and sewerage projects. Roads and railways, however, declined for the...

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Please note the information provided on this page is general in nature and does not constitute financial, taxation or other professional advice. You should consider whether the information is appropriate for your needs and seek professional advice prior to making any decisions.

Ledge Finance & ICON Engineering on Insurance Premium Funding

Ledge Finance & ICON Engineering on Insurance Premium Funding

Related articles

Beyond Wealth: Discovering Purpose in Family Business Succession

Surety Bonds Explained: A Smarter Alternative to Bank Guarantees

Succession Planning in Family Businesses: Honouring Talent & Preserving Relationships

Forecast: $25 Billion Per Year WA Civil Construction Market by 2035