16 September 2024 Client Story: Lachlan Sedsman Lachlan, a software engineer from South Australia, talks to Stockspot about how he learned to budget, invest and let his money work for him. The post Client Story: Lachlan Sedsman appeared first on Stockspot Blog. Read More
11 September 2024 Welcome to Firstlinks Edition 577 Most wonderful businesses turn into mediocre ones over time, and I’d argue that’s happening now with the likes of Apple, the big 4 banks, CSL and Mineral Resources. Here are five tell-tale signs when great companies are on the slide. Read More
10 September 2024 Creating a bulletproof investment portfolio Is it possible to build a portfolio that performs well in any economic environment? So-called ‘All Weather’ portfolios have become more prominent of late, and this looks at what these portfolios are and their pros and cons. Read More
10 September 2024 Last call on bank hybrids APRA has released a plan to phase out bank hybrid securities and replace them with capital it regards as cheaper and safer. The transition will impact hybrid markets, funding spreads, and investor strategies. Read More
10 September 2024 Reality bites Asset pricing remains buoyant and equity markets continue to chase financial assets over real ones. As the gap between ‘growth’ stocks and the rest widens further, investors need to decide which side to jump. Read More
10 September 2024 Australia’s house price league table Sydney continues to have the most expensive median dwelling value, but the gap between it and the likes of Brisbane and Perth has narrowed. Melbourne’s housing values are now the sixth lowest across the eight capital cities. Read More
10 September 2024 Key themes from reporting season, and what’s next Earnings season displayed green shoots in consumer spending, signs of China’s economic malaise, and higher interest rates having a very different impact across companies. Here are the winners and losers. Read More
10 September 2024 An important Foxtel announcement… News Corp’s plans to sell Foxtel are surprising in that streaming assets Kayo, Binge and Hubbl look likely to go with it. This and recent events in the US show the bind that legacy TV businesses find themselves in. Read More
10 September 2024 How a fund manager is using AI to get an edge Artificial intelligence is taking the world by storm and the investment industry is still coming to terms with its immense capabilities. Here is how one fund manager is using AI to stay ahead of its competitors. Read More
4 September 2024 Welcome to Firstlinks Edition 576 with weekend update New figures reveal older people are divorcing more, while the young are staying together longer. This looks at why these trends are happening, and the ramifications for the economy and the financial system. Read More
3 September 2024 The challenges of building a portfolio from scratch It surprises me how often individual investors and even seasoned financial professionals don’t know the basics of building an investment portfolio. Here is a guide to do just that, as well as the challenges involved. Read More
3 September 2024 What’s left unsaid in Australia’s housing bubble The current difficulties confronting housing policy partially stem from an explosion of mortgage debt. We’ve engineered a price for housing that will cause a severe problem for future generations – if it isn’t addressed. Read More
3 September 2024 A $3m super tax could make this strategy attractive again Transition to Retirement Income Streams have waned in popularity but that could change if the proposed extra tax on super balances above $3 million goes ahead. 60-65-year-olds who are still working could benefit most. Read More
3 September 2024 Does a declaration of trust satisfy SMSF separation of asset regulations? While separation of assets remains one of the most reported contraventions by SMSF auditors, the question is: does a declaration of trust satisfy the requirements of SMSF regulations? There isn’t a simple answer. Read More
3 September 2024 Stop paying attention Want to make better investing decisions? Do what the most skilled investors do and find a way to ignore the meaningless information you are bombarded with on a daily basis. Read More
3 September 2024 How to unlock the big opportunity in misunderstood small caps Political turmoil and new regulations have left Europe-listed small caps unloved and under-covered. Taking a ‘friendly activist’ approach to investing in those with global growth opportunities can reap dividends. Read More
3 September 2024 This cornerstone of stock market valuation has been left behind For decades, cyclically adjusted P/E ratios have been a common and widely accepted gauge of market valuation. But as the financial landscape continues to evolve, so too must our tools for understanding it. Read More
28 August 2024 Welcome to Firstlinks Edition 575 with weekend update A new study has found Australians far outlive people in other English-speaking countries. We live four years longer than the average American and two years more than the average Briton, and some of the reasons why may surprise you. Read More
27 August 2024 Why I’m a perma-bull on stocks Investors overestimate the risk of owning stocks and underestimate the risk of not owning them. In the long run, shares crush other major asset classes, yet it’s one thing to understand this, it’s another to being able to execute on it. Read More
27 August 2024 Australia: Most listed stocks per capita and biggest gamblers in the world Australia has more listed companies per head of population than just about any other country on earth – and many times more than the US. This explores why that is and whether it’s connected to our well-known love for a punt. Read More
27 August 2024 Meg on SMSFs: Winding up SMSFs paying a pension requires care It’s common to assume that once a member decides to wind up their SMSF, it should happen as quickly as possible. But sometimes slowing down can be important, particularly if there are pensions involved. Read More
27 August 2024 Will house prices crash? Absent much higher interest rates and or unemployment, a house price crash in Australia looks unlikely. However, a failure to boost affordability risks a further slide in home ownership and rising inequality. Read More
27 August 2024 Is the passive investing dream waning? There are signs that passive investing is struggling to keep up in a world that’s rapidly passing it by. To understand why, we need to talk about how private equity has revolutionised the investment landscape. Read More
27 August 2024 What performs best after peaks in market concentration? US market concentration in large technology companies has captured investor attention. Here explores how this concentration compares to history and what typically follows periods of extreme concentration. Read More
27 August 2024 Why investors will continue to pay up for the US market and Mag 7 Recent volatility has reflected nervousness about tech stocks in the US and whether they can deliver returns on massive AI investment. With rates set to fall, these stocks and the broader US market should continue to find favour. Read More
27 August 2024 Best Performing Managed Funds in Australia How do you choose which managed fund to invest in? Find out by reading our review on some of the best and worst performing managed funds. The post Best Performing Managed Funds in Australia appeared first on Stockspot Blog. Read More
27 August 2024 Client Story: Zac Shparberg Zac is a mental health occupational therapist. He shares his journey from family-managed finances to trusting Stockspot for building wealth. The post Client Story: Zac Shparberg appeared first on Stockspot Blog. Read More
21 August 2024 Welcome to Firstlinks Edition 574 with weekend update Much has been made of US stock market concentration of late. In a new report, hedge fund Bridgewater Associates explores how megacaps of the past have risen and fallen in significance, and the takeaways for investors today. Read More
21 August 2024 Tax time 2024: Everything you need to know Everything you need to know to lodge your Stockspot tax this year. The post Tax time 2024: Everything you need to know appeared first on Stockspot Blog. Read More
20 August 2024 Being right versus making money Looking back on my own investing, one recurring theme has been a desire to prove that I’m right. Everyone has cognitive biases like this, and the key is to have an investment plan that protects us from acting on our worst instincts. Read More
20 August 2024 Warren Buffett’s sweetest investment One of Buffett’s most successful investments has been a confectionery company that he bought more than 50 years ago. The investment demonstrates that stocks need not be growth companies to create fortunes. Read More
20 August 2024 What happens to your super when you die? Nominating beneficiaries with your super fund is the only way to direct your death benefits to the people you want to receive it. The steps you take will depend on your circumstances and who your intended beneficiaries are. Read More
20 August 2024 Why buying speculative stocks often proves irresistible So you want to buy a speculative stock in the hope that it goes to the moon and you can retire in the Bahamas. There’s only one problem – once you start purchasing these types of stocks, it’s often hard to stop. Read More
20 August 2024 With rates peaking, the time for bonds has come It’s likely we’re at or near the end of the rate hiking cycle, which has historically been associated with a peak in yields. This is good news for bonds, which have typically performed strongly in the years following the peak. Read More
20 August 2024 Goldās role in portfolios amidst rising interest rate volatility Volatility in interest rate expectations and elevated yields may amplify traditional portfolio risks. Gold has a low correlation to equities and bonds and can help improve the performance of portfolios. Read More
20 August 2024 Why Olympic bronze medallists are happier than silver medallists Studies reveal silver to many athletes feels like they have lost, while bronze medallists often think they have won by making it onto the podium ahead of the rest of the field. This has lessons for investors too. Read More
16 August 2024 Whatās the difference between a dividend and a distribution? This article will clarify the differences between a dividend and a distribution, helping you better understand how each works. The post What’s the difference between a dividend and a distribution? appeared first on Stockspot Blog. Read More
9 August 2024 6 investing mistakes to avoid when the share market falls The Australian share market dropped recently – here are the mistakes that investors need to avoid when a fall occurs. The post 6 investing mistakes to avoid when the share market falls appeared first on Stockspot Blog. Read More
1 August 2024 What the online trading platforms donāt want you to know Online trading platforms are massive in Australia, but are they the best way to make money on stocks. We investigate. The post What the online trading platforms don’t want you to know appeared first on Stockspot Blog. Read More
1 August 2024 What is Thematic Investing?Ā Also known as core/satellite investing, themes allow investors to focus on one strategic aspect of the market. The post What is Thematic Investing?Ā appeared first on Stockspot Blog. Read More
31 July 2024 The share market doesnāt need to be daunting | How to get started in investing Many people think investing is risky and time consuming. Here’s why it’s not and how to start today. The post The share market doesn’t need to be daunting | How to get started in investing appeared first on Stockspot Blog. Read More
31 July 2024 Rent or Buy? Doing the maths on a question facing millions of Millennials We discuss some of the important pros and cons to consider when deciding whether to rent or buy. The post Rent or Buy? Doing the maths on a question facing millions of Millennials appeared first on Stockspot Blog. Read More