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Ledge Finance: 3-Way forecasting for SME & large businesses

ATO Debt Changes from 1 July 2025: What Your Business Needs to Know

For many businesses, the ATO has long been viewed as a reluctant creditor – a source of enforced but manageable debt when cash flow is tight. But from 1 July 2025, that picture is set to change in a big way. With legislation now passed, interest charges on overdue ATO debts will no longer be tax-deductible. This shift could have significant financial and strategic implications for businesses that have previously relied on ATO payment plans or deferred tax as a short-term funding option. So, what’s changing, and what should your business be doing now? What’s Changing? Currently, businesses that owe...

woman using a calculator to work out her business loan refinancing figures

Business Loan Refinancing: The ‘Whats’ and ‘Whens’

Running a business often requires substantial funding to meet daily expenses, expand operations, and endure external pressures or challenging periods. Business loans can provide the financial support you need to fulfil those obligations. But what happens when the terms of these loans no longer suit the needs of your business? This is where business loan refinancing may prove beneficial. Let’s explore what business loan refinancing is, when you should consider it, and the potential benefits and challenges involved. What Is Business Loan Refinancing? Business loan refinancing is the process of replacing an existing business loan with a new one. This...

SME Sustainability Success: Creating Enduring Value in Australia’s 2025 Landscape

Australia’s small and medium enterprises (SMEs) are discovering that effective Environmental, Social, and Governance (ESG) and sustainability risk management has evolved from a compliance obligation to a strategic advantage as we approach mid-2025. As global supply chains increasingly scrutinise environmental and social performance, Australian SMEs embracing comprehensive sustainability practices are gaining competitive differentiation while building resilience against emerging market pressures. There are four key areas that Australian SME’s can build value and potentially market leadership for their business: Getting ahead of the new Australian Sustainability Reporting Standards (ASRS) Building overall supply chain resilience Resource efficiency and innovation Talent attraction and...

Office workers at a desk with laptops and papers discussing working capital solutions

Understanding Working Capital Solutions: Key Strategies to Optimise Cash Flow

Effective working capital management plays a vital role in maintaining liquidity, facilitating day-to-day operations and fostering sustainable growth for your business. By adopting the right working capital solutions, businesses can effectively address cash flow challenges and leverage flexible financial strategies that enhance the efficiency of their available funds. Let’s delve into some strategies you can use to help you boost your cash flow, streamline operations, and bolster your business’s financial health, all while unlocking valuable growth opportunities. What Are Working Capital Solutions? Working capital solutions encompass a variety of financial strategies and tools that help businesses to effectively manage their...

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Please note the information provided on this page is general in nature and does not constitute financial, taxation or other professional advice. You should consider whether the information is appropriate for your needs and seek professional advice prior to making any decisions.

Ledge Finance: 3-Way forecasting for SME & large businesses

Ledge Finance: 3-Way forecasting for SME & large businesses

Related articles

ATO Debt Changes from 1 July 2025: What Your Business Needs to Know

Business Loan Refinancing: The ‘Whats’ and ‘Whens’

SME Sustainability Success: Creating Enduring Value in Australia’s 2025 Landscape

Understanding Working Capital Solutions: Key Strategies to Optimise Cash Flow